Pawning Vs. Selling: Why a Collateral Loan May Work for You

Pawning Vs. SellingAt one time or another, everyone has been a little short on cash. One option to make ends meet is to sell some of your possessions to thrift stores or a garage sale. However, a collateral loan from Gems & Jewelry Inc. are another option that has many advantages over selling.

Immediate Cash

With collateral loans, there is no waiting. You get your money up front, either in cash or as a cashier’s check. This is great for immediate problems. Selling items can be a lengthy and trying process that can leave you irritated and disappointed. When you sell items, you sometimes have to wait around for a long time in order to sell what you have. Often, you don’t get the best price, either. Collateral loans from Gems & Jewelry Inc. take as little as 30 minutes and give you the best prices on your items.

Accurate Appraisals for Maximum Cash

At Gems & Jewelry Inc., we pride ourselves on having our trained professionals provide accurate appraisals on all of your items. This way, you are sure to get the maximum money for your item. Selling items outright often doesn’t afford you the same possibility. Whether you are selling items to stores or having your own sale, you almost never get the price you want. Sometimes, items don’t sell at all. Using these items as collateral instead of selling them could net you a better monetary value. Our employees specialize in appraisals, so you know you will always get accurate information regarding what your items are worth. Our professional, trustworthy specialists can offer you the best prices for you items and excellent terms for your loans in order to ensure that you are completely satisfied with your service.

Item Can Be Returned to You

Being short on cash shouldn’t mean having to sell all of your valuables. Desperate times call for desperate measures, but with a collateral loan, you don’t have to do something rash. A collateral loan allows for your item to be returned to you after you pay off your loan. This way, you get the money you need, but you won’t lose your collateral forever. This is especially great for items you have an emotional attachment to. Selling family heirlooms is heartbreaking, but using them as collateral for a cash loan is a safe alternative that allows you to have the item back when the loan is paid. Gems & Jewelry Inc. even holds the items in a secured and insured facility to make sure that no harm will come to them. They will be just as safe with us as they are in your own home.

If you believe that a collateral loan is the right choice for you, head over to Gems & Jewelry Inc. now. We can offer you the most accurate appraisals to get you the cash you need.